The power of nature is on full display when a hailstorm pounds down from above. Hail has the potential to do damage to virtually everything it hits, including the roof that protects your home. If your home has been impacted by a recent hailstorm, you may be wondering if insurance will help you pay for the repairs. This article will take a closer look.
When you need to team up with a Greensboro roofing company to put your roof back into proper working order, GSO Contracting is the right choice. Take a moment now to get in touch with the GSO Contracting team to learn more.
What to Expect from Homeowners Insurance
Every homeowners insurance policy is different. It’s important to establish that reality from the start. With that said, most policies do include coverage for hail damage. So, if your policy is like most, you should be in good shape on this point.
The place to look in your policy is under what are known as “covered perils”. If hail is listed as one of the covered perils in your policy, you’ll be able to get help with the cost of repairs. Of course, you will still need to pay the deductible on your policy, but this is far better than having to pay for the entire repair on your own.
There are also some other details that may impact how much money you get to repair the roof, such as the age or current condition of the structure. Also, some policies won’t cover repairs for damage that is deemed to be only cosmetic in nature.
Managing the Claims Process
It’s a good idea to get the claims process started right away after hail damages your roof. As a starting point, document the damage by taking photos. Of course, it’s important to be safe when taking those photos, so get them from the ground level if at all possible.
Then, reach out to your insurance provider with the documentation of the damage to start the claims process. It’s likely that a professional roof inspection will then be ordered to see what is wrong with the roof and determine the cost of repairs. A reputable contractor like GSO Contracting will also need to be selected and approved by the insurance company.
While it might be frustrating at the moment, try to be patient with this process. Insurance companies can be swamped with claims after a big storm. Get started as soon as possible and understand that it might take a little while to get your claim all the way through. Always provide as much information as possible to the insurance company so you don’t run into any unexpected hurdles or additional delays.
Get Started Right Away
Hail damage repair is not the type of thing that you should put off for long. Rather, you want to take care of this problem immediately by working with the best roofers in Greensboro. For that, just call GSO Contracting to chat with the friendly team about your needs. Today is the day to get started!
